40+ free tools · open source

The market, the economy, and your money.

Institutional-style market dashboards and planning calculators for everyday investors. Market data refreshes throughout the trading day, and every calculator runs privately in your browser.

View live markets Browse calculators
SPX7,627.15
1Y change +11.40%
7,818.93
6,343.72
Advance / decline
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VIX
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% above 50-day MA
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S&P 500 members
10-yr Treasury
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Sectors todaySector rotation →
Market data for education only, not investment advice. Source: Yahoo Finance.Open full market snapshot →
Market Pulse · S&P 500 up 1.41% — Market Pulse · Nov 11, 2026 U.S. stocks bounced back on Nov. 11, led by technology. Breadth strengthened, the VIX fell to 17.48, and SPY pushed above key pivot levels. Read the pulse →
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Macro signals at a glance.

Federal Reserve FRED data on inflation, jobs, rates, and housing, with plain-English explanations on every dashboard.

CPI inflation · YoY +0.1
4.1%
Oct 2026 · BLS via FRED
Unemployment rate -0.1
4.1%
Oct 2026 · BLS via FRED
Fed funds rate 0bp
3.88%
Nov 2026 · Federal Reserve via FRED
30-yr mortgage rate -15bp
7.18%
Week of Nov 30 · Freddie Mac via FRED
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Calculators that show their work.

Every calculator explains what you are seeing. The math runs in your browser, nothing is stored on our servers, and no account is needed.

01 5 tools

Debt payoff

Avalanche vs. snowball, true credit card costs, full mortgage payments, and debt-to-income ratio.

02 5 tools

Retirement

Planner, withdrawal strategies, Social Security timing, and RMDs.

03 5 tools

Investing

Net worth, compounding, CDs, dividend income, and Roth conversions.

04 5 tools

Budget

50/30/20, emergency fund, savings goals, home affordability, and take-home pay.

05 5 tools

FIRE

Your FIRE number, Coast FIRE, safe withdrawal rate, and savings rate.

06 12 dashboards

Market intelligence

Breadth, volatility, sector rotation, mean reversion, earnings, and whale activity.

  • $0

    Free core tools

    No paywalls on the calculators and dashboards you use today.

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    Open source

    Check every formula and data source on GitHub.

  • local

    Private by design

    Calculator inputs stay in your browser.

  • intraday

    Fresh market data

    Market dashboards refresh throughout the trading day.

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Need help with the books?

Bookkeeping, financial reporting, and practical AI workflow support for small businesses. A person reviews the work at every step.

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Common questions

How is Dean Financials different from other financial calculators?

Dean Financials combines debt payoff calculators, retirement planning, S&P 500 market intelligence, and Federal Reserve FRED economic data in one place. Calculations run client-side in your browser, so your inputs stay private.

What is the best way to start using the tools?

Start with your most pressing goal. Tackling debt? Try the Debt Payoff Calculator or Credit Card Payoff Calculator. Planning retirement? Use the Retirement Planner or Social Security Calculator. Following the markets? Check Market Breadth, Sector Rotation, and inflation data, and read our insights articles.

How accurate are the market breadth and economic indicators?

Our market breadth data updates during market hours using S&P 500 constituent data, and our economic indicators come from Federal Reserve FRED data. Indicators describe current conditions and are for education only. Past performance does not guarantee future results.

Can I save my scenarios and come back later?

Your debt scenarios, retirement plans, and other calculations are stored in your browser, so they persist between visits on the same device. See the FAQ page for more details.

Have an idea for a tool? Request a feature or contact us.